Nov 02
Why I Tell Every Single Mom to Rethink Her Life Insurance
How single moms can build smarter, stronger life insurance plans that actually protect their kids long-term.
6 min read
Sharon Mbakile
Licensed Life Insurance Agent
Nov 01
The Truth About “No Medical Exam” Life Insurance
Learn how no-exam life insurance works—who qualifies, when it’s cheaper or not, data checks, and smart ways to pick the right path.
7 min read
Oct 29
How to Compare Life Insurance Quotes the Right Way
My step-by-step method to compare quotes—same specs, health class, riders, billing, conversion—so you pick real value, not hype.
6 min read
Oct 27
Cash Value Life Insurance Explained Without the Sales Pitch
Straight talk on whole life, UL, IUL, and VUL—costs, guarantees, loans, and stress tests—so you can judge cash value policies without the hype.
7 min read
Oct 23
What Happens to Your Policy If You Miss a Payment
Missed a premium? Learn grace periods, lapse, reinstatement, and quick fixes for term, whole life, and UL—so your coverage stays intact.
7 min read
Oct 20
The Add-Ons Agents Push That Rarely Make Sense
Understand how to spot common upsells like accidental riders, mailer bundles, spouse riders, and IUL gimmicks — and discover the lean setup that actually saves money.
6 min read
Oct 17
The Sales Tricks Life Insurance Agents Use (And How to Protect Yourself)
I expose common sales tricks and give quick scripts, math checks, and clean setups so your policy protects your family without surprises.
7 min read
Oct 13
Why Your Life Insurance Rate Went Up (And What You Can Do About It)
I explain rate jumps caused by underwriting, post-level term, age-band plans, and UL funding, along with quick fixes that lower cost without losing coverage.
6 min read
Oct 10
What Happens If You Outlive Your Life Insurance Policy
Learn about term endings, ROP refunds, conversions, and UL/whole life rules—plus a simple plan to keep protection where you need it.
6 min read
Oct 06
How Medical Exams Actually Affect Your Life Insurance Rate
Learn how exams, labs, and data checks shape your rate—and when no-exam or a quick exam saves you the most money.
6 min read
Oct 01
Why Cheaper Life Insurance Isn’t Always the Better Deal
Cheap isn’t value. I explain how term length, health class, riders, billing, and conversion make a policy worth keeping.
7 min read
Sep 24
Life Insurance Secrets Agents Rarely Share (And Why You Need to Know Them)
I reveal real pricing levers, conversion rules, riders, term length picks, and money-saving tips—so you buy coverage with confidence.
6 min read