How to Avoid Buying the Wrong Life Insurance Policy
I show you how to avoid the wrong policyâpick the right type, term, and amount, trim costs, and choose smart riders with confidence.
Hi đđź Iâm Sharon
Iâm a licensed life insurance agent. I compare 10 to 15 carriers and text you your best options in minutes. Tap Text me now and send âQUOTEâ to start.
đ˛ Text me nowâWe just bought our first home and had a new baby, so my head was spinning. Sharon compared quotes from several carriers and found a 30-year term that fit our budget. â
â Marisol R., Houston, TX
âSharon didnât try to sell me the priciest option. She listened, ran the numbers, and lined up a policy that fit my budget without cutting corners.â
â Omar T., Detroit, MI
âApproval came through this morning. I can breathe again. You made the process simple and kept me updated the whole way. THANK YOU!â
â Janelle M., Baltimore, MD
Featured posts. Handpicked gems by the pro.
The Truth About Life Insurance Costs (What Agents Donât Tell You)
I explain what drives life insurance prices and how to pay lessâwithout losing protection.
What Life Insurance Agents Donât Tell You (But I Will)
I reveal how quotes, underwriting, riders, and term vs. permanent workâso you buy smart coverage with clear, no-pressure guidance.
Latest on life insurance. Practical tips, honest answers.
Aug 29
Term vs. Whole Life: Straight Talk for Real Budgets
I compare term vs whole life for real budgetsâcost, timeline, riders, and a simple blend that you can keep without stress.
6 min read
Aug 28
The Biggest Mistakes People Make With Life Insurance
I flag costly life insurance mistakesâterm length, amount, riders, underwriting, beneficiariesâand shows simple fixes you can use today.
6 min read
Aug 27
How Much Coverage Do You Need? A Simple, No-Fluff Formula
My simple formula: income years + debts + kids + final costs â savings â current coverage. Pick the right term and feel confident.
5 min read
Aug 26
Common Life Insurance Myths That Could Cost You Money
I point out costly life insurance mythsâquotes, work coverage, term vs permanent, riders, timingâso you buy smart protection with confidence.
6 min read
Aug 25
Best Questions to Ask Before Choosing Life Insurance Coverage
Ask smart questions to pick the right type, term, amount, riders, and price. Licensed agentâs checklist for coverage that fits your life.
6 min read
Aug 22
No-Exam vs. Medical Exam Life Insurance: What Actually Changes Your Rate
No-exam or exam? I explain what truly moves your rate and how to pick the faster or cheaper path for your profile.
6 min read
Aug 21
Hidden Fees in Life Insurance Policies (And How to Spot Them)
I explain where life insurance fees hideâpolicy fees, loads, riders, COI, and surrender chargesâand how to spot them fast.
6 min read
Aug 20
Pitched an Indexed Universal Life (IUL)? Hereâs Why I Donât Sell Them
Considering an IUL? I break down caps, fees, loan risks, and better paths to protection you can keep without surprises.
6 min read
Aug 19
Questions to Ask a Life Insurance Agent Before You Buy
Must-ask questions for your agentâfit, price, riders, term length, conversion, and claimsâso you buy the right policy at a fair monthly cost.
5 min read
Aug 18
How to Avoid Buying the Wrong Life Insurance Policy
I show you how to avoid the wrong policyâpick the right type, term, and amount, trim costs, and choose smart riders with confidence.
6 min read
Aug 18
The Truth About Life Insurance Costs (What Agents Donât Tell You)
I explain what drives life insurance prices and how to pay lessâwithout losing protection.
6 min read
Aug 17
What Life Insurance Agents Donât Tell You (But I Will)
I reveal how quotes, underwriting, riders, and term vs. permanent workâso you buy smart coverage with clear, no-pressure guidance.
7 min read