Money & Legacy

Money & Legacy

Make sure your policy protects the people and goals that matter. Learn how to pick beneficiaries, use trusts when needed, handle cash value and loans wisely, and set up a simple estate plan—so your money goes where you want, with less hassle.
Nov 18
The Letter I Wish Every Breadwinner Would Read Before It’s Too Late

The Letter I Wish Every Breadwinner Would Read Before It’s Too Late

A heartfelt letter every breadwinner should read before it’s too late—about protection, peace, and unspoken love.
6 min read
Nov 16
The Quiet Way Parents Protect Their Kids Without Saying a Word

The Quiet Way Parents Protect Their Kids Without Saying a Word

How parents are quietly protecting their children’s future—and why life insurance is often the most selfless way they do it.
6 min read
Nov 13
He Said He Didn’t Need Life Insurance — His Wife Now Knows Different

He Said He Didn’t Need Life Insurance — His Wife Now Knows Different

How one family learned the hard way that skipping life insurance isn’t saving money—it’s risking everything.
5 min read
Nov 12
Whole Life Looks Different After the Fed’s Rate Cut

Whole Life Looks Different After the Fed’s Rate Cut

The Fed’s recent rate cut is reshaping whole life insurance dividends and cash values. Here’s how to take advantage before changes roll in.
3 min read
Nov 08
Unclaimed Life Insurance Benefits Are Still Being Found — Check Your Family Today

Unclaimed Life Insurance Benefits Are Still Being Found — Check Your Family Today

Billions in life insurance benefits remain unclaimed. Learn how you and your family can find unclaimed policies and ensure entitled payouts are received.
2 min read
Nov 06
The Hardest Conversation I’ve Ever Had as an Agent

The Hardest Conversation I’ve Ever Had as an Agent

The toughest conversation of my career—and what every family can learn before it’s too late.
6 min read
Nov 05
What Your Beneficiaries Should Know Before You Pass

What Your Beneficiaries Should Know Before You Pass

Give your family a fast-pay plan: forms to file, beneficiary fixes, documents to keep, and simple steps that prevent claim delays.
7 min read
Nov 04
He Paid Life Insurance for 20 Years — Then His Family Got Nothing

He Paid Life Insurance for 20 Years — Then His Family Got Nothing

Why long-term life insurance policies sometimes fail—and how to make sure your family never loses the benefit they’ve counted on.
5 min read
Oct 27
Cash Value Life Insurance Explained Without the Sales Pitch

Cash Value Life Insurance Explained Without the Sales Pitch

Straight talk on whole life, UL, IUL, and VUL—costs, guarantees, loans, and stress tests—so you can judge cash value policies without the hype.
7 min read
Oct 20
The Add-Ons Agents Push That Rarely Make Sense

The Add-Ons Agents Push That Rarely Make Sense

Understand how to spot common upsells like accidental riders, mailer bundles, spouse riders, and IUL gimmicks — and discover the lean setup that actually saves money.
6 min read
Sep 05
Beneficiaries and Payouts: Setups That Prevent Delays and Family Headaches

Beneficiaries and Payouts: Setups That Prevent Delays and Family Headaches

Set beneficiaries the smart way—primary vs contingent, per stirpes, minors, trusts, and payout choices—so claims pay fast with no drama.
7 min read
Sep 03
Term Conversion: When Upgrading Makes Sense and When to Pass

Term Conversion: When Upgrading Makes Sense and When to Pass

Thinking about term conversion? See when it’s smart, when to skip, and how partial conversion creates lifetime coverage without blowing your budget.
7 min read