Life Insurance Secrets Agents Rarely Share (And Why You Need to Know Them)
I reveal real pricing levers, conversion rules, riders, term length picks, and money-saving tips—so you buy coverage with confidence.
How to Read a Life Insurance Illustration Without Getting Burned
Step-by-step guide to reading life insurance illustrations—guarantees, fees, loans, riders, and stress tests so you buy with confidence.
How to Tell If Your Life Insurance Policy Is Actually a Good Deal
My checklist to judge your policy—fit, pricing, fees, riders, conversion, and claims—for strong coverage at a fair cost.
The Coverage Gaps That Leave Families Unprotected
I show the hidden gaps—work-only coverage, short terms, weak beneficiaries, missing riders—and how to fix them fast.
What to Look For in a Life Insurance Policy (That Most People Overlook)
My checklist: conversion, fees, billing mode, riders, term length, beneficiaries, and carrier fit—so your policy works when you need it.
Red Flags in Life Insurance Pitches I Hear Every Week
I share red flags in pitches—teaser quotes, weak riders, short terms, IUL hype—and the questions that get clear answers fast.
Life Insurance Riders: Which Add-Ons Are Worth It and Which I Skip
I rank riders that deliver value—living benefits, waiver, child rider, conversion—and the add-ons I skip to keep your bill lean.
Why Some Life Insurance Policies Sound Good (But Aren’t Worth It)
I expose flashy but weak life insurance offers—accident-only, credit life, IUL hype—and show you clean options that protect families.
The Biggest Mistakes People Make With Life Insurance
I flag costly life insurance mistakes—term length, amount, riders, underwriting, beneficiaries—and shows simple fixes you can use today.
Common Life Insurance Myths That Could Cost You Money
I point out costly life insurance myths—quotes, work coverage, term vs permanent, riders, timing—so you buy smart protection with confidence.
Best Questions to Ask Before Choosing Life Insurance Coverage
Ask smart questions to pick the right type, term, amount, riders, and price. Licensed agent’s checklist for coverage that fits your life.
Questions to Ask a Life Insurance Agent Before You Buy
Must-ask questions for your agent—fit, price, riders, term length, conversion, and claims—so you buy the right policy at a fair monthly cost.