Myth-Busting & Education

Myth-Busting & Education

Straight talk that cuts through life insurance myths. We test claims like “term is throwing money away,” “work coverage is enough,” and “cash value always wins” with real numbers and simple examples—so you can make a smarter choice.
Sep 24
Life Insurance Secrets Agents Rarely Share (And Why You Need to Know Them)

Life Insurance Secrets Agents Rarely Share (And Why You Need to Know Them)

I reveal real pricing levers, conversion rules, riders, term length picks, and money-saving tips—so you buy coverage with confidence.
6 min read
Sep 20
How to Read a Life Insurance Illustration Without Getting Burned

How to Read a Life Insurance Illustration Without Getting Burned

Step-by-step guide to reading life insurance illustrations—guarantees, fees, loans, riders, and stress tests so you buy with confidence.
6 min read
Sep 16
How to Tell If Your Life Insurance Policy Is Actually a Good Deal

How to Tell If Your Life Insurance Policy Is Actually a Good Deal

My checklist to judge your policy—fit, pricing, fees, riders, conversion, and claims—for strong coverage at a fair cost.
5 min read
Sep 12
The Coverage Gaps That Leave Families Unprotected

The Coverage Gaps That Leave Families Unprotected

I show the hidden gaps—work-only coverage, short terms, weak beneficiaries, missing riders—and how to fix them fast.
6 min read
Sep 08
What to Look For in a Life Insurance Policy (That Most People Overlook)

What to Look For in a Life Insurance Policy (That Most People Overlook)

My checklist: conversion, fees, billing mode, riders, term length, beneficiaries, and carrier fit—so your policy works when you need it.
6 min read
Sep 04
Red Flags in Life Insurance Pitches I Hear Every Week

Red Flags in Life Insurance Pitches I Hear Every Week

I share red flags in pitches—teaser quotes, weak riders, short terms, IUL hype—and the questions that get clear answers fast.
5 min read
Sep 02
Life Insurance Riders: Which Add-Ons Are Worth It and Which I Skip

Life Insurance Riders: Which Add-Ons Are Worth It and Which I Skip

I rank riders that deliver value—living benefits, waiver, child rider, conversion—and the add-ons I skip to keep your bill lean.
6 min read
Sep 01
Why Some Life Insurance Policies Sound Good (But Aren’t Worth It)

Why Some Life Insurance Policies Sound Good (But Aren’t Worth It)

I expose flashy but weak life insurance offers—accident-only, credit life, IUL hype—and show you clean options that protect families.
6 min read
Aug 28
The Biggest Mistakes People Make With Life Insurance

The Biggest Mistakes People Make With Life Insurance

I flag costly life insurance mistakes—term length, amount, riders, underwriting, beneficiaries—and shows simple fixes you can use today.
6 min read
Aug 26
Common Life Insurance Myths That Could Cost You Money

Common Life Insurance Myths That Could Cost You Money

I point out costly life insurance myths—quotes, work coverage, term vs permanent, riders, timing—so you buy smart protection with confidence.
6 min read
Aug 25
Best Questions to Ask Before Choosing Life Insurance Coverage

Best Questions to Ask Before Choosing Life Insurance Coverage

Ask smart questions to pick the right type, term, amount, riders, and price. Licensed agent’s checklist for coverage that fits your life.
6 min read
Aug 19
Questions to Ask a Life Insurance Agent Before You Buy

Questions to Ask a Life Insurance Agent Before You Buy

Must-ask questions for your agent—fit, price, riders, term length, conversion, and claims—so you buy the right policy at a fair monthly cost.
5 min read