Policy Types & Comparisons

Policy Types & Comparisons

Clear breakdowns of term, whole life, universal life, and final expense—how they work, what they cost, and who they fit. Quick charts and plain talk on pros, trade-offs, riders, and sample quotes to guide your choice.
Oct 01
Why Cheaper Life Insurance Isn’t Always the Better Deal

Why Cheaper Life Insurance Isn’t Always the Better Deal

Cheap isn’t value. I explain how term length, health class, riders, billing, and conversion make a policy worth keeping.
7 min read
Aug 29
Term vs. Whole Life: Straight Talk for Real Budgets

Term vs. Whole Life: Straight Talk for Real Budgets

I compare term vs whole life for real budgets—cost, timeline, riders, and a simple blend that you can keep without stress.
6 min read
Aug 18
How to Avoid Buying the Wrong Life Insurance Policy

How to Avoid Buying the Wrong Life Insurance Policy

I show you how to avoid the wrong policy—pick the right type, term, and amount, trim costs, and choose smart riders with confidence.
6 min read
Aug 17
What Life Insurance Agents Don’t Tell You (But I Will)

What Life Insurance Agents Don’t Tell You (But I Will)

I reveal how quotes, underwriting, riders, and term vs. permanent work—so you buy smart coverage with clear, no-pressure guidance.
7 min read