No-Exam vs. Medical Exam Life Insurance: What Actually Changes Your Rate
No-exam or exam? I explain what truly moves your rate and how to pick the faster or cheaper path for your profile.
Hidden Fees in Life Insurance Policies (And How to Spot Them)
I explain where life insurance fees hide—policy fees, loads, riders, COI, and surrender charges—and how to spot them fast.
How to Avoid Buying the Wrong Life Insurance Policy
I show you how to avoid the wrong policy—pick the right type, term, and amount, trim costs, and choose smart riders with confidence.
The Truth About Life Insurance Costs (What Agents Don’t Tell You)
I explain what drives life insurance prices and how to pay less—without losing protection.
